Sunday, November 25, 2012

5 Reasons to get excited about real estate investing again ? Real ...

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Remember when real estate investing was the in thing? Back then, there were two kinds of people. Those who invested in real estate and those who wish they were investing in real estate. Back in the day, there were as many articles about real estate investing as there were about Paris Hilton, Britney Spears, and Lindsey Lohan combined. Real estate was the water cooler conversation, especially since Seinfeld has been long off the air. If you could not buy real estate, you could still dream, and make no mistake about it, it was the American dream. Many people still think it is. And mortgages, if you could fog up a mirror while breathing, you qualified. Yes, not too long ago, real estate was the hot topic, the in thing, an ideal retirement vehicle, and the way to become wealthy. In the past 4 years or so, it has fallen out of favor for most of us. Fortunes have been lost, time has been seemingly wasted, and we all learned a lesson we will never forget. Many people have washed their hands of ever investing in real estate again. They have been burned once, and never want to be burned like that again. Some people don?t believe it will ever come back, and if it does, it won?t reach the high point where it once was. Yes, real estate investing has certainly made an impact on many people. For those who still have some hope and faith left for real estate, there are very good reasons to want to invest again. Here are 5 reasons to get excited about investing in real estate again: 1. We are at the bottom of the real estate market. Each location is unique; one area may be on an upswing, while another location may be suffering. Overall, most would agree that our country has gone through a rough time economically, and the declining real estate market and mortgage crisis was the main reason behind this depressive time. There are very good indicators that we are at the bo ttom. Foreclosures have been slowing up, sales have been rising up, and some locations claim to not have enough inventory. After we are out from the bottom, we will know we were at the bottom.2. There is less competition. Sales are brisk in some areas, but it is still considered a buyer?s market. Many people would like to buy and take advantage of the good deals, but do not have the money, or cannot get a mortgage. As these buyers come out of the woodwork, prices will start to move up.3. Sellers are truly motivated. Many sellers do not want to sell in this depressed market, but they have limited choices. Many sellers are selling at prices below what they paid for the property. This market is ripe with motivated sellers.4. The term short sale is now part of Americana, just like Watergate, Monica Lewinsky, and tsunami. Foreclosures have been rampant, and some banks are now being reasonable and making smart decisions for this particular market. The short sale purchasers of toda y will spend their wonderful retirement bragging about the great real estate deal they made. 5. Our country is deeply in debt, and each day, sinks even further into a hole we can only hope to one day crawl out of. Most of us will not live to see the day our country is out of debt. One day, the eggroll may replace the hot dog, and the fortune cookie may replace the apple pie. This certainly is not something we look forward to. We cannot control what government does; only try to vote for the right politicians. Because of all of this debt our country owes, it is only inevitable that taxes will be increased. That is one very important reason to have real estate investing as part of your financial plan. Besides all of the wonderful benefits that real estate has to offer, being able to write off part of your income taxes is something that you will come to appreciate more each day. There will come a time when more people will realize that they need real estate to stem the rising co st of taxes, and that will cause properties to appreciate even more. So, what are you waiting for, 5 more reasons? Remember to always be an informed real estate investor.

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Source: http://rawbusinesslaw.com/2012/11/24/5-reasons-to-get-excited-about-real-estate-investing-again-real-estate-property-investment/

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scone dolt: The Importance of Editing Film and TV Production ...

To the uninitiated, editing may look like a monotonous task that is both mentally as well as physically taxing.

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In fact, the film editor has the job identical to a cook.

The importance of editing dates back ages, chronicled in the book "The Technique Of Film And Video Editing" by Ken Dancyger. It upholds some of the finest examples of editing imparting the narrative of the film through silent shots, music and jump shots involving ordinary objects. Alfred Hitchcock's filmmaking (in films like 'Vertigo' and 'The Man Who Knew Too Much') is considered to have some of the finest editing work by the erstwhile standards, and can easily exemplify why editing is considered so integral to the success of a film or TV production.

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In the earlier ages, editing was physically done, with the help of mechanical equipment that sliced, spliced and appropriately put together 'linearly' edited reels. The digital revolution and technological advances like the Firewire have magically simplified the post-production process. With software applications like Adobe Premiere, Final Cut Pro and Windows Movie Maker, editing is not restricted to professionally trained editors and apprentices. The ease of use and interactive applications has made it possible for film students, amateurs and one-time users to edit their own film or video productions.

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The advent of computers has also allowed editors to enhance the creativity of their work. Unlike the mechanical equipment which was used on the original reel and did not warrant a liberal creative license or room for error to the editor, digital editing offers a huge scope for improvisation. The latter has opened up avenues for experimentation, much better treatment and quick editing procedures. Off late, films have been centered on editing and the whole post-production process, rather than the filming of the same. Recent examples can include 'The Lord of the Rings Trilogy' and 'Avatar', the latter incidentally being the highest revenue-grossing films of all time!

With technology advancing in the speed of light-years, editing in film and TV production has gained a pivotal role. And every filmmaking unit, irrespective of size, style, location or budget, has already acknowledged the same!

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Article Source : http://www.articlesbase.com/art-and-entertainment-articles/the-importance-of-editing-film-and-tv-production-1907539.html

Source: http://www.freeprnow.com/pr/the-importance-of-editing-film-and-tv-production-bobby-bose-editing-article

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Source: http://scone-dolt.blogspot.com/2012/11/the-importance-of-editing-film-and-tv.html

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Orpheum's holiday concert benefits Sunrise Retirement Community ...

SIOUX CITY, Iowa (KTIV) -

Is there a better way to kick off the holiday season than with a holiday concert?

Siouxlanders headed over to the Orpheum Theater Saturday night, to catch Jill Miller perform a variety concert. Ticket sales will benefit the Sunrise Retirement Community.???????????

Past concerts have raised more than $125,000 for those who can't afford to stay in a nursing home.

"We do gratuitous care. And in many instances, last year, almost a million dollars of unreimbursed Medicare, Medicaid, people that don't have financial arranged for their care," said Beverly Zenor, executive director of Sunrise Retirement.

KTIV's Kristie VerMulm emceed the event. The turnout for the concert was so big Saturday night, that the ushers ran out of programs.

Source: http://www.ktiv.com/story/20177254/2012/11/24/orpheum-hosts-annual-holiday-concert-to-benefit-sunrise-retirement-community

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Saturday, November 24, 2012

Where did 180 Russian websites go?

Scores of websites have been blocked under Russia's restrictive new Internet law that's been in effect for the past two weeks. Is this the beginning of a wider crackdown on free speech?

By Fred Weir,?Correspondent / November 15, 2012

Russian President Vladimir Putin takes part in a meeting with small and medium business leaders at the Novo-Ogaryovo state residence outside Moscow Nov. 15. More than 180 websites have been blacklisted and blocked under a restrictive new Internet law signed by Putin last July, is this the beginning of a wider crackdown on Russian free speech?

Mikhail Klimentyev/Ria Novosti/Reuters

Enlarge

More than 180 websites have been blacklisted and blocked under a restrictive new Internet law?signed by President Vladimir Putin last July, which critics warn may be the start of a wider crackdown on free speech in Russian cyberspace.

Skip to next paragraph Fred Weir

Correspondent

Fred Weir has been the Monitor's Moscow correspondent, covering Russia and the former Soviet Union, since 1998.?

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The blacklist compiled by the Federal Surveillance Service for Mass Media and Communications (Roskomnadzor) is secret, but authorities insist its purpose is to eliminate extreme forms of "offensive" content, such as child pornography, or advocacy of racism, terrorism, drug use and other anti-social behaviors.

The list is constantly changing and expanding (Russian bloggers have posted an alleged copy of it here) and citizens can suggest new entries by logging into an official Roskomnadzor website.

But in its first two weeks of application, the law has produced a few high-profile casualties that critics say point to the fundamental weaknesses of a system that allows authorities to summarily shut down content without any need for a court order or reference to any supervisory body.?

The definitions of "offensive content" are also murky, critics say, and could easily include political conversation that looks "extremist" to a policeman's eyes and other forms of commentary that might be simply misunderstood.

That criticism seems to have already been borne out. This week alone Roskomnadzor has closed down, among others,?a Wikipedia-like encyclopedia of satire, which contained an article about how to make hemp (often associated with marijuana) soup; an online library, which included a copy of "The Anarchist's Cookbook," a 1970's American-authored manual for radicals; and a popular torrent-tracking website, on which users had apparently exchanged a file called "The Encyclopedia of Suicide."

The agency allowed those websites to reopen after the "offensive content" was pruned. But experts say those examples were hugely popular websites whose closure attracted immediate public attention and a storm of complaints; restoring service may not prove so easy for smaller victims of the law.

"The first several days of operation of this law have confirmed our worst fears," says Oleg Kozyrev, a media analyst and popular blogger. ???

"Roskomnadzor can shut down a site within 24 hours, without appealing to a court. But in order to restore a resource, one has to complain and go to court. Even so, the rules for getting back online are not at all clear ... ?As a result, big resources like YouTube, or internet encyclopedias, or social networks are all under threat. They have millions of users, and some of them are inevitably going to post something deemed offensive. That could lead to the closure of the whole portal," which will be disruptive even if it's temporary, he says.

Source: http://rss.csmonitor.com/~r/csmonitor/globalnews/~3/Fe62f5TIU70/Where-did-180-Russian-websites-go

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U.S. boxer Hector 'Macho' Camacho dead

SAN JUAN, Puerto Rico (Reuters) - Former U.S. boxing champ Hector "Macho" Camacho, who was shot in the face this week, died on Saturday after being removed from life support, Rio Piedras Medical Director Ernesto Torres told reporters. He was 50.

Camacho had been declared brain dead on Thursday after being struck in the face in a drive-by shooting earlier in the week.

Two gunmen opened fire on Camacho and a friend, Adrian Mojica Moreno, 49, on Tuesday as they sat in a car outside a liquor store in the San Juan suburb of Bayamon, Camacho's birthplace.

Police are investigating the shooting and no arrests have been made.

Mojica Moreno, the driver of the car, was killed and Camacho was shot in the jaw. The bullet fractured two vertebrae and lodged in his shoulder, damaging the arteries that carried blood to the brain, doctors said.

Police found nine small bags of cocaine in the driver's pockets and one open in the car.

Camacho, a left-handed fighter who grew up in New York's Spanish Harlem neighborhood, had a record of 79-6-3 with 38 knockouts. His three-decade career featured fights with a "who's who" of boxing and a flamboyant style that included entering the ring in an outfit based on the Puerto Rican flag.

Camacho's body was taken to the hospital's pathology section and brought to the Institute of Forensic Sciences as required by law, Torres told reporters.

El Nuevo Dia newspaper reported the family was planning a funeral in New York, where Camacho grew up, and possibly a public wake in Puerto Rico.

(Reporting by Reuters in San Juan, Editing by Barbara Goldberg and Sandra Maler)

Source: http://news.yahoo.com/u-boxer-hector-macho-camacho-dead-144257178--box.html

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Finance: Individual Bankruptcy Lawyers Post Category

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Source: https://wiki.waratah.spcc.nsw.edu.au/groups/2012bathursttripmccowenb/weblog/96406/

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Friday, November 23, 2012

Next pope an American? US cardinals a factor

Gregorio Borgia / AP

Pope Benedict XVI is flanked by Archbishop James Harvey, during the weekly general audience at the Vatican on Wednesday. Harvey will become the 11th cardinal from the U.S. to be on the panel that would elect any new pope.

By Claudio Lavanga, NBC News

ROME ? The red, or rather scarlet, carpet will be rolled in St. Peter's Basilica on Saturday for the elevation of six cardinals. The new so-called "princes of the church" will receive their ring, scarlet skullcap and the traditional biretta, a four-cornered hat, in a solemn ceremony presided by Pope Benedict XVI.

The ceremony won't only be a rare insight into one of the oldest and most colorful traditions in the Catholic Church, which with 1.1 billion adherents worldwide, represents more than half of the world's Christian population. It will also redefine the balance of power in the Catholic Church, and further increase the United States' influence in the election of the next pope.


Among the six cardinal-elects is James Harvey, an archbishop from Milwaukee who will become the 11th cardinal elector from the U.S., strengthening the country's position as the Vatican's second-largest voting bloc after Italy. ?Cardinal electors are the members?of the College of Cardinals who have not reached their 80th birthdays on the day the pope dies and are thus able to vote for the new prelate.

But as American author and John Paul II biographer George Weigel explains, the fact that American cardinals will represent almost 10 percent of worldwide electors in the next Conclave (the election of the pope), does not necessarily mean one of them will become the next Holy Father.?

"The prominence of American cardinals in the current college reflects the vitality of the Catholic Church in the United States," Weigel told NBC News. ?But I don't think it likely that any American will be elected pope for as long as the United States remains the world's pre-eminent power."?

What the selection of an American to be one of the new cardinal electors might show however, is that Pope Benedict XVI is acutely aware that the Catholic Church is swiftly ceasing to be?predominately?European religion.?After all, with 134 million followers, Brazil alone has more Catholics than Italy, France and Spain combined,?according to a major study released in 2011. Even the United States, with 75 million or ?24 percent of the world's Catholics, is far ahead of any European country.

Harvey, 63, is a well-known and respected figure in the Vatican. He was named prefect of the papal household in 1998, and has since arranged daily meetings and engagements for Pope John Paul II first, and Benedict XVI later. Having lived for the past 30 years in the Vatican, he may be more familiar with the dome of St. Peter?s Basilica than the "Domes" at the Mitchell Park Conservatory, but he never severed his ties with his native city.

Once he receives his ring, skullcap and hat on Saturday, Harvey will become the third American to be elevated to cardinal this year, after Edwin Frederick O?Brien and Timothy Michael Dolan received the honor back in February.

External link: Cardinals by country

While chances of an American to be elected Pope are still slim, American cardinals are undeniably a force in the Vatican.?

Timothy Dolan, the Archbishop of New York, has quickly become the superstar among American cardinals.?His charismatic personality and quick wit??made him an instant hit with the media, who have been waiting for a camera-friendly cleric since the death of Pope John II, arguably the greatest Catholic communicator in the age of mass media.

Spencer Platt / Getty Images

Cardinal Timothy Dolan, Archbishop of New York, speaks with people waiting for free Thanksgiving groceries at the Lt. Joseph P. Kennedy Jr. Memorial Community Center in Harlem on Tuesday.

"Cardinal Dolan is definitely a candidate and enjoys a lot of name recognition ? which helps in a global church," Alessandro Speciale, Vatican correspondent at the Religious News Service, told NBC News.

"But two factors might weaken his chances: coming from the world's only superpower could still be seen as a negative factor in a global church, and he has never held a leadership position in the Roman Curia," he said,?referring?to the Holy See's?administrative?body. ?

New York Cardinal Timothy Dolan, who is being touted as having a chance to become the first American pope, talks with MSNBC's Chris Jansing about the controversial immigration laws in Arizona and Alabama that allow law enforcement to check on the status of suspected illegal immigrants.

In any case, the choice of non-Europeans to high office in the Vatican is?a way for the Holy See to shift the balance of power towards other continents and prove the ?universality of the church.??

"There was considerable criticism of the last group of cardinals being too European, too Italianate, and too Curial. I think it's fair to read this group as a response to that criticism," Weigel said.

Speciale agrees: "The previous Consistory in February had been criticized for being overly skewed towards Italy (and more in general Europe) and, again, the Curia. With this quite unusual second batch of red hats in a year, Benedict wanted to show his attention to the rest of the world."

Joseph Ratzinger became Pope Benedict XVI in 2005. Look back at his life from childhood through his papacy.

Whatever the reason for the choice of non-European Cardinals, the selection plays in favor of the American grouping, which will have one more elector in their ranks.

"The power of Americans in the Vatican has grown significantly in the last few years: not just because of the star power of Cardinal Dolan but also thanks to the organization, economic resources and boldness in the defense of Catholic values in front of a perceived hostile society is admired by many in the Vatican," Speciale said.

"But it remains to be seen whether this numerical weight will actually translate into influence at the Conclave: though national links are powerful, many other factors ? the strongest being whether one is part on not of the Roman Curia ? play into the secret voting in the Sistine Chapel."

When the time comes, all Cardinals-electors from all over the world will "lock" themselves in the Sistine Chapel in order to vote for a new Pope. While it is unclear who will emerge from it as the new leader of the world's Catholics, one thing is certain: that American influence in that choice went up a notch.

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Source: http://worldnews.nbcnews.com/_news/2012/11/23/15361087-the-path-to-an-american-pope-cardinals-elevation-gives-us-clout-at-vatican?lite

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